What does Medicare cover?
Don't be left wondering what your Medicare plan covers. It doesn't have to be confusing.
The federal government administers Parts A and Parts B through Original Medicare. If you choose a Medicare Advantage plan (Part C), a private insurance company administers Parts A and B, and additional benefits that aren’t available in Original Medicare. Part D plans cover prescription drugs. Once you are enrolled in Part A and Part B, you can choose Original Medicare or a Medicare Advantage plan based on your specific needs.
Medicare Part A (Hospital Coverage)
Medicare Part B (Medical Services)
Medicare Part C (Advantage)
Medicare Part C (Medicare Advantage) generally covers hospital and medical, and benefits that aren’t available in Original Medicare. The important thing to remember is that your plan will have a provider network, and if you receive care outside of that network it will raise your out-of-pocket costs.
Since plans vary so much, it is best to speak to one of our Independent Sales Representatives to find out specific details.
You can also read more about what Medicare Part C (Advantage is) on our Parts of Medicare page.
Medicare Part D (Prescription Drugs)
Medicare Part D is run by private insurance companies and covers generic and name-brand prescription drugs. Coverage varies by policy, so it is always best to confirm your specific plans coverage options. Medicare Part D can be purchased in addition to Medicare Part A and B, or in addition to Medicare Advantage.